Why can my observed holiday date be different?

Weekend holidays, substitute days, collective agreements, and company policies can move the day you actually receive off. Add the date supplied by your employer as a Company Day Off before optimizing.

How are the 10, 15, and 20-day PTO results calculated?

They are generated by Holiday Optimizer's Balanced strategy for 2027, using a standard Monday-to-Friday workweek, the holiday dates on this page, and no pre-booked or company-specific days. Your personalized result can differ.

🇺🇸 United States · regional calendar

Maryland public holidays and PTO planner

This planning baseline starts with U.S. federal observed dates, then applies Maryland's source-reviewed state-government differences: it adds election-year Election Day and American Indian Heritage Day. The exact dates below feed the same PTO optimizer used by the main planner.

Planning baseline—not an employer calendar. Confirm paid holidays and observed dates with your workplace before requesting leave.

Exact dates

2026 and 2027 holiday calendars

“Observed” means the weekday used in place of a weekend holiday. Dates shown as weekends may require an employer-selected substitute day.

Maryland public holidays 2026

Maryland public holidays for 2026
Date	Day	Holiday	Planning note
January 1	Thursday	New Year's Day	Calendar holiday
January 19	Monday	Martin Luther King Jr. Day	Calendar holiday
February 16	Monday	Presidents' Day	Calendar holiday
May 25	Monday	Memorial Day	Calendar holiday
June 19	Friday	Juneteenth	Calendar holiday
July 3	Friday	Independence Day (observed)	Observed weekday
September 7	Monday	Labor Day	Calendar holiday
October 12	Monday	Columbus Day	Calendar holiday
November 11	Wednesday	Veterans Day	Calendar holiday
November 26	Thursday	Thanksgiving Day	Calendar holiday
November 27	Friday	American Indian Heritage Day	Calendar holiday
December 25	Friday	Christmas Day	Calendar holiday

Maryland public holidays 2027

Maryland public holidays for 2027
Date	Day	Holiday	Planning note
January 1	Friday	New Year's Day	Calendar holiday
January 18	Monday	Martin Luther King Jr. Day	Calendar holiday
February 15	Monday	Presidents' Day	Calendar holiday
May 31	Monday	Memorial Day	Calendar holiday
June 18	Friday	Juneteenth (observed)	Observed weekday
July 5	Monday	Independence Day (observed)	Observed weekday
September 6	Monday	Labor Day	Calendar holiday
October 11	Monday	Columbus Day	Calendar holiday
November 11	Thursday	Veterans Day	Calendar holiday
November 25	Thursday	Thanksgiving Day	Calendar holiday
November 26	Friday	American Indian Heritage Day	Calendar holiday
December 24	Friday	Christmas Day (observed)	Observed weekday
December 31	Friday	New Year's Day (observed)	Observed weekday

Generated by the product

What different PTO allowances produce in 2027

These are actual Balanced-strategy outputs—not hand-written multipliers. They assume Saturday and Sunday are free and use only the calendar above.

10 PTO days available

39 days off

PTO used: 10
Breaks generated: 10
Days off per PTO day: 3.9×

Exact PTO dates for 2027

January 19; February 16; May 3; June 1; July 6; August 9; September 7; October 12; November 29; December 27.

Strong opportunities

Nov 25–29: 5 days for 1 PTO
Jan 16–19: 4 days for 1 PTO

Build my 10-day plan

15 PTO days available

49 days off

PTO used: 15
Breaks generated: 12
Days off per PTO day: 3.3×

Exact PTO dates for 2027

January 19; February 16; April 5; May 3; June 1; July 6–9; August 9; September 7; October 4; November 1; November 29; December 27.

Strong opportunities

Nov 25–29: 5 days for 1 PTO
Jan 16–19: 4 days for 1 PTO

Build my 15-day plan

20 PTO days available

58 days off

PTO used: 20
Breaks generated: 12
Days off per PTO day: 2.9×

Exact PTO dates for 2027

January 19; February 16; March 15; April 12; May 10; June 7; July 6; August 9; September 7–10; October 12–15; November 22–24; December 27.

Strong opportunities

Jan 16–19: 4 days for 1 PTO
Feb 13–16: 4 days for 1 PTO

Build my 20-day plan

Questions about this calendar

Are all Maryland holidays guaranteed paid days off?: No. This federal-plus-state benchmark is not a promise that every private employer or state agency closes on every date shown. Confirm your workplace calendar before requesting leave. Always compare this calendar with your employment agreement and workplace calendar.
Why can my observed holiday date be different?: Weekend holidays, substitute days, collective agreements, and company policies can move the day you actually receive off. Add the date supplied by your employer as a Company Day Off before optimizing.
How are the 10, 15, and 20-day PTO results calculated?: They are generated by Holiday Optimizer's Balanced strategy for 2027, using a standard Monday-to-Friday workweek, the holiday dates on this page, and no pre-booked or company-specific days. Your personalized result can differ.

State and District holidays can change which PTO dates produce the strongest result.

Browse all 50 states and Washington, D.C. →

Before requesting leave

This federal-plus-state benchmark is not a promise that every private employer or state agency closes on every date shown. Confirm your workplace calendar before requesting leave.

Official sources

Source references updated August 8, 2026

Maryland state holidays
The Maryland Department of Budget and Management publishes exact state-employee holidays.
U.S. federal holiday schedule
The Office of Personnel Management publishes federal observed dates and weekend in-lieu rules.
U.S. Department of Labor holiday-pay guidance
Federal guidance explains that private-sector holiday time and pay generally depend on the employer agreement.

How this was built

Dates begin with the date-holidays dataset, are filtered against the official sources above, and include documented one-off changes. PTO totals come from the production optimizer.

Read the full methodology →

2026 and 2027 holiday calendars

Maryland public holidays 2026

Maryland public holidays 2027

What different PTO allowances produce in 2027

Questions about this calendar

Continue through U.S. calendars